A little Online Time Is All That Is Required To Find A Reliable Car Insurance Company.

June 23, 2017 · Posted in General Articles on Car Insurance 

Are you feeling stressed at the thought of going through so many online car insurance sites, requesting quotations? Don’t be! There are many well known car insurance companies only too happy to give you on line quotations.

To begin with, write down what your initial expectations would be from a car insurance company. This saves you time and aggravation in the long run.

When you are requested by the car insurance company to give full details of the vehicle you wish to insure. Have ready, the model, and year of your vehicle. Make sure you have all the relevant information at your finger tips.

If you are female, there are benefits allowed which do not apply to male drivers. Also your age would or could be taken into consideration. More times than not, if you are under the age of 25, the car insurance premium is generally higher. You will be asked if you vehicle is to be used for personal or commercial use. Again, should it be for commercial use, the premiums would increase.

A mention of any extras included in the vehicle will also be taken into consideration by the car insurance company. It is also a good idea to find out if the car insurance company has a breakdown cover. This would be especially important for female drivers. It is important to find out if they supply a towing service should your vehicle either break down or be involved in an accident.

It would be remiss not to mention those extras. Although inviting. Do NOT come free. They are built into your premiums. If one calculates the extra you are paying each month to your car insurance company for these privileges. You would be surprised at the amount you could be saving by not taking the extra coverage.

Be sure you chose a well known car insurance company. Don’t be taken in by cheaper rates from unknown car insurance companies. They may not be around long enough to honor their commitments. Also be sure to read through the documentation, EVEN the small print before you sign on the dotted line.

Vince Ingram is the founder of the Vehicle Insurance Quotes information portal and has been providing South African drivers with information on car insurance for 15 years.

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