Can I switch Car Insurance 2 weeks later if I am financing a car?

August 18, 2017 · Posted in FAQ 
car insurance
fashionistax5 asked:

I bought a car and I am financing it through the dealership. I got it insured but now I found a cheaper premium through a different Insurance Company, so I would like to switch. This is about 2 weeks after I put it on the original Insurance Company.

And is there a fee for canceling the Insurance so I could switch to the other company?

Car Insurance Search


6 Responses to “Can I switch Car Insurance 2 weeks later if I am financing a car?”

  1. Rodney on October 22nd, 2009 4:30 pm

    Shouldn’t be a problem, but lock in the new insurance policy and premium first, before you cancel the old one. Sometimes, the act of cancelling a policy marks you as a switcher and may affect the quote.

  2. saved_by_grace on October 22nd, 2009 5:04 pm

    You can switch at any time.

  3. Ted P on October 25th, 2009 3:04 am

    usually there is no fee with canceling your insurance– you will get billed for any days that you were insured after your last payment– like the person suggested in the other reply, make sure your new policy is in effect prior to canceling the old one– the finance company does not care who your carrier is, just as long as all minimum requirements are met

  4. jwizzo25 on October 27th, 2009 2:00 pm

    Switching shouldn’t be a problem and insurance companies don’t charge you to cancel. Try using to compare car insurance rates for all the major providers in your area.

  5. rigo g on October 28th, 2009 5:34 am

    I know your situation. These people really helped me out they are at

    Good Luck. I really hope they can help you like they did me!


  6. DAVE F on October 29th, 2009 4:25 am

    I also agree with previous commenters.
    I personally switched my car insurance ( from dealership to cheaper plan – ) and it saved me about 30% of money.

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