Can my car insurance start the following month?

November 25, 2016 · Posted in FAQ 
car insurance
Rina Roy asked:

My car insurance renewal is up this friday, however i am off on holiday for a month, so will not be driving my car. Can my insurance start in February instead?
My car will be sitting on my driveway.

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Comments

12 Responses to “Can my car insurance start the following month?”

  1. Richard C on March 20th, 2009 4:10 pm

    Don’t see any reason why not – just let your Insurance Company or Brokers know, and they will alter the start date for you.

  2. KazB on March 22nd, 2009 12:00 am

    Well, if your chimney fell down or a wall fell over and landed on your car, what then? best get the insurance mate.

  3. froglosopher on March 24th, 2009 9:04 am

    Call your insurance agent, tell him / her the situation, otherwise they will cancel the coverage for non payment.

  4. mythoughts on March 24th, 2009 10:32 am

    FYI before you take coverage off your vehicle make sure that you won’t lose any prior insurance discount. Otherwise when you start it back up in Feb you may get a much higher premium.

  5. Ustun Inan Insurance on March 25th, 2009 8:01 am

    Ask your agent or company to renew your coverage effective this Friday,with “comprehensive” coverage only. This will cover your car against fire,theft,vandalism etc.while you are gone.
    But you must remember to call your agent when you are back from your holiday, before you start driving again, to restore your policy to full coverage.

    Ustun Inan Insurance

  6. loves2read on March 26th, 2009 6:26 pm

    Be careful doing this because you are then seen as an uninsured driver to the company if you get dropped. Does your company have a grace period? Call your agent and ask them that question. I would find a way to get it paid cause it is NOT worth the trouble it could cause. And just for the record, I had a friend whose car was in her driveway and still got hit!!!! Better to be safe then sorry.

  7. Misties Unite on March 29th, 2009 5:03 pm

    You should contact your insurance company. They may offer a discount rate for the month the car isn’t being driven. You do not want to risk being canceled for nonpayment.

  8. Fellside13 on April 2nd, 2009 3:32 am

    Of course you can.

    BUT

    Don’t forget that it won’t be insured while you’re away and if anything happens, (e.g. it gets broken into or stolen) you won’t have any way of recouping the loss.

  9. Derick L on April 2nd, 2009 4:55 am

    For auto insurance the most efficient way to get a great rate is do a policy comparison on car policies. Make sure that you compare similar policies with the same deductibles, car make, location, etc so that all things are a good comparison.

    What I always recommend is an online comparison quote at since they have top name insurers and can give several prices on car insurance polices.

  10. photog on April 3rd, 2009 11:39 am

    Just tell the insurance company when you call them up to renew.

  11. HAROLD M on April 4th, 2009 2:27 am

    for the situation like yours,I would like to suggest you have a look here

  12. Auto Insurance Monster on April 5th, 2009 1:51 pm

    That should not be a problem, call your agent and see what he thinks of this.

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