Can someone explain why you can now get denied motor insurance if you have committed a criminal offence ?

November 21, 2017 · Posted in FAQ 
motor insurance
cheeky chappie asked:

I was gobsmacked to find i was refused insurance because i have an assault conviction against noisy neighbours from 2 years ago. When did this law come out? Does that affect my driving?Only one offence and you can,t get insurance? What nonsense!

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7 Responses to “Can someone explain why you can now get denied motor insurance if you have committed a criminal offence ?”

  1. Bruce J on May 19th, 2010 3:40 am

    Welcome to Amerika.

  2. dels replies on May 20th, 2010 5:50 am

    Not law I think. Just insurance companies weeding out the people they don’t want as clients.

  3. Love Canada on May 22nd, 2010 10:10 pm

    You’re an increased risk.
    Assault can lead to damage from others
    I’m only surprised they asked

  4. Born and Bred Scottish Patriot on May 26th, 2010 12:51 am

    Welcome to the new UK’ski, state of the Communist EUski.

    get ready for a lot more of this kind of rubbish laws and regs Comrade’ski, we who are still in the UKski must now answer to the Brussels Pol-it Bureau. this is why Comrade, we who are smart enough and value freedom and democracy are leaving as fast as we can

    Just like in Amerika if you break the law and you have paid for your crime, it will no longer be enough you will be punished for the rest of you life. You will be denied all opportunities and chances to get ahead and better your self for the rest of your life

  5. robert c on May 29th, 2010 11:34 am

    Risk assessment!They have had to pay out too many claims!That means less for the shareholders!It’s an unfair world!Isn’t it?

  6. Tracey J on June 1st, 2010 10:03 am

    i assume its because they think people with a criminal record are all dodgy and will try and will try and defraud the system.

    out of order if you ask me cos they do not know the circumstances behind the conviction.

    hope this helps

    Tracey xxx

  7. welcome news on June 4th, 2010 6:23 pm

    Commonly known as ‘moral hazard’ – no ‘Direct’ insurance company will want to know you as you are not a ‘cherry’ that they’ll pick.

    Go to a local insurance broker – they are professionals in insurance and will help you.

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