Car Breakdown Assistance Information You Can’t Forget

July 21, 2017 · Posted in General Articles on Car Insurance 

Driving a car gives you a great sense of freedom, but it is not without it’s problems. One of these problems is breaking down somewhere and being unable to start your car again. This can happen for many reasons, but when it does it can be very stressful. This is where car breakdown assistance cover comes in so handy. If you would like to know more about this here are a few things that you might want to know.

To begin with you need to know that breakdown assistance is used to aid car owners whose car suffers a breakdown. One simple call to the breakdown company and you will have a trained mechanic sent out to where you are. If the car cannot be fixed it will be towed to a garage. If it can be fixed the mechanic will do this at the side of the road. You can then drive away.

Next you need to be aware that there are several companies who provide assistance for breakdowns. The top three that are the most well known are Green Flag, the AA and the RAC. There are of course other providers and many are connected to car insurance companies.

There are varying levels of assistance that a person can take out. Homestart for example covers your car if it will not start at your home address as well as when you are out on the road. Other forms of assistance are only valid for breakdowns that occur a certain distance, usually 4 or more miles away from your home.

As there are different types of assistance there are different types of breakdown that can happen to a car. A total breakdown is a breakdown where your car will not start at all. Here a mechanic will try to repair the car, but if this is not successful they will transport it to a garage where it can be fixed. A partial breakdown on the other hand could be due to a tire blowing or a minor mechanical fault. These types of breakdowns can be fixed at the side of the road and you can continue on your journey.

Depending on what cover of assistance you require the price will vary. Homestart is the most expensive form of cover as it provides assistance for wherever you are when your car breaks down. Roadside assistance is cheaper as this only comes into play when you breakdown away from your house.

You can obtain breakdown assistance in two ways, both of which are really simple and straightforward. You can either contact your insurer to see if they offer a deal or contact companies that offer this type of assistance for breakdowns directly. Both of these methods work just as well as each other, so it is up to you to choose which one your prefer.

As you can see car breakdown assistance can be a real help to anyone who drives a car. It is a great way to get you back on the road with expert help. So if you are a driver without this kind of cover it is worth bearing it in mind. When you have breakdown assistance coverage you can drive with the confidence that should you break down, you will be covered and get the help you need.

 

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