Car Insurance for the newly retired. Do insurance companies take account of drivers of company cars ?

January 18, 2017 · Posted in FAQ 
car insurance
cabinscooter asked:

I have been driving for about 44 years and have had a company car for the last 20 or so. When I retire, will an insurance company take account of this with no-claims discount for a car of my own?
I do own a classic car on a special classic car policy but as it is very cheap with limited mileage (1500 miles) applying there is no ncd.

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Comments

5 Responses to “Car Insurance for the newly retired. Do insurance companies take account of drivers of company cars ?”

  1. Ahwell on March 25th, 2009 10:52 pm

    Some companies will take it into account if you get a letter from your employer to confirm that you have not had any accidents.

  2. dels replies on March 27th, 2009 7:37 am

    Yes I have done this Have got confirmation from the company insurers that I had been driving without claims and I was then allowed 5 yrs NCD on my own car insurance…

  3. firebobby on March 27th, 2009 8:27 am

    You can ask your ex employer for a letter saying that you have have driven their vehicles for x years without a claim, which should go towards a few extrs years NCB form your insurance.
    Good luck and enjoy your retirement.

  4. The original Peter G on March 27th, 2009 4:02 pm

    Yes. You need a letter from your fleet operator confirming no claims, and you may have to go to one of the premium insurers rather than the cheapos. I got full NCD with Zurich via Swinton brokers when retiring.

  5. welcome news on March 27th, 2009 10:40 pm

    If you get a letter from your employer stating.

    The length of time you had the sole use of a company car.
    That you could use it for pleasure.
    That you no longer have the use of the car from ../../….

    AND GO TO A BROKER.

    You will find that a substantial discount can be allowed.

    You must NOT assume that such a letter is ‘proof of a no claims bonus’ – your broker knows how to get you the best deal with the letter.

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