Car Insurance For Women: Knowing How To Get The Best Deals

June 30, 2017 · Posted in General Articles on Car Insurance 

Women are no better at driving than men, though there’s no doubt that car insurance for women can work out more lucrative than general deals. Why? Because statistics seem to show that women are involved in fewer claims than men, which generally cost less. Women also tend to have a lower overall mileage, which knocks down insurance prices. The bottom line is that the car insurance companies are less likely to have to pay out for expensive claims made by female drivers, and as such can afford to offer lower premiums.

Understanding Cheap Car Insurance for Women

Like any car insurance deal, policies aimed specifically at women will have major differences. For example, some may be fully comprehensive, whereas others may offer third party only, or third party with theft and fire. Choosing more comprehensive policies will increase your overall premium, though you may find that female friendly policies are only included by some insurers at the comprehensive level – it all depends on which insurer you choose.

A growing trend in the car insurance industry is for add-ons aimed at women. For example, coverage for purses and contents that may get stolen from cars is now being offered as part of female-only car insurance deals.

Any insurance policy is going to take a look at your history to determine your price, so don’t expect a discount just because you are female. Younger female drivers, just like younger men, are going to find it more difficult to get the best prices due to a lack of experience. Time spent with no claims will help to reduce premiums in the future.

Men Can Even Benefit From Cheap Female Insurance Deals

Men don’t usually realize how much they could benefit from cheap car insurance for women, but it is possible. For example, adding a female as an additional driver to a current policy can help to bring costs down. And, if sharing a car with a female relative, getting them to take out a policy and adding you as a named driver could even work out cheaper than getting your own cover.

Car insurance for women can be a fantastic way of reducing insurance costs, even for men! All it takes is a little research and comparison to find a policy that suits you.


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