Car Insurance Ladies – Why It’s Different From a Regular One

June 17, 2017 · Posted in General Articles on Car Insurance 
by Enrico Medina

Car insurance companies prefer ladies because they are considered much less risky drivers. Proper statistics show that they do get into more accidents compared to men but these accidents are typically just minor ones. Minor scratches here and there and occasional bumps.

Before, ladies were considered a higher risk than men. It was assumed than men are better drivers and get into car accidents less. Until recent statistics popped up and disproved this theory. Yes there maybe more lady drivers involved in accidents, but these are just minor and seldom result into a total wreck.

Minor scratches here and there, little bumps, and some dont even involve another car but rather immobile objects like posts and walls. Men however, being more risky drivers often induce their car to more damage.

Car insurance for ladies can be found from general car insurance companies or companies which focus on womens policies. Just like any other product though, its always good to compare prices between companies and policies.

There are a couple of sites out in the internet which lists a couple of these insurances so the general public can make a good and sound decision.

Women drive fewer miles as compared to men and this results in the them getting into less car accidents.This gives them the advantage when haggling for premiums, and in most cases will get discounts or freebies. Lady driven cars are also in much better condition as compared to men.

When it comes to general neatness, ladies are more often than not, more organized compared to men. Their cars are then less prone to useless repairs and results to cheaper bills overall.

This type of insurance is only for the ladies by the way. They can get cheaper insurance for their cars since overall, women are less risky for insurance companies which benefits both parties.

Since women are less likely to have an accident, they are also less likely to file large monetary claims against the insurance company. This is the reason why they offer discounted rates for ladies as they can save a lot of money from them.

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