Very Cheap Car Insurance – 4 Time Tested Steps

September 14, 2017 · Posted in General Articles on Car Insurance 

There are a lot of ways open to anyone who wants cheap insurance. But while many of them might save you some money, they could leave you with insufficient coverage. This is, nevertheless, not the case with the options I’ll give you in this article as you’ll save while you maintain sufficient coverage. Here they are…

1. You can bring down your vehicle insurance rates by taking advantage of a multi-vehicle discount. You can only do otherwise if the total of your premiums across various insurers is less than what you’ll be given with a multi-vehicle discount if you buy from one insurance company. Doing some shopping and then checking with what you’ll save with a multi-vehicle discount is a good way to know for sure if this is in your best interest. But if you don’t have plans to shop around, you can be sure that you’ll still save reasonably with a multi-vehicle discount.

2. You’ll as well get a considerable discount if you maintain more than one policy with the same insurer. This definitely means you should endeavor to purchase your car insurance policy from the very company that underwrites your renters, medical or life insurance policies.

However, I must emphasize that you might NOT save as much as you might by changing to another insurer. It’s advised that you comparison shop. When you’re done, you’ll not be taking a blind leap as you make your choice since you’re positive about which brings bigger savings.

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3. There’s something known as “good driver discount.” It is for policyholders who have not made a claim for 3 years and more. A number of insurance companies may not give this without some coercion.

If your insurance provider is one of those who don’t give this discount tell them clearly that you will move over to another insurance carrier. With this type of driving record finding a much lower rate is really quite easy because policy holders who stay claims free are every insurance company’s dream.

Almost all insurers will do everything possible to make sure they don’t lose a prized policyholder and this will likely draw a compromise on their part.

4. You can reduce your auto insurance premium by getting and comparing quotes from at least five good insurance quotes sites.

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