Do You Want To Cut Down On Unexpected Car Expenses? An Extended Auto Warranty Can Help!

April 9, 2017 · Posted in General Articles on Car Insurance 

If you’re constantly worried that the car you’re driving could break down at any moment and that you won’t have the money to cover its repair, that’s when you should go with an extended auto warranty. Insurance only covers so much. You still have to have a plan in place for keeping repair costs down on your car. But the process of choosing an extended auto warranty can be complicated. Besides going with a reputable company, there are many factors that go into choosing the right one. Here are 5 things you should consider.

Direct Pay Option – The last thing you want to do when your car needs repairs is pay a huge sum of money out of pocket just to keep it running. That’s why purchasing an extended auto warranty where the warranty company pays the repair shop directly is a smart move. You don’t want to face a situation where you pay a bunch of money out of pocket only to find out that you’re not going to get a reimbursement.

Don’t Buy Into Salesperson Lies – Let’s face it, car salespeople don’t exactly have the best reputation. This couldn’t be more truthful when it comes time to purchasing an extended auto warranty. They will tell you that you have to buy it right when you buy your car. But this a common myth that should be avoided. You can take your time to find the right coverage for you.

Beware Hidden Expenses – Many expenses can arise when dealing with unscrupulous car companies and extended auto warranty providers. Make sure that costs associated with repairs such as car rentals for when your car is in the shop are included. You’re paying for your warranty each month, you deserve these type of benefits.

Check The Comprehensiveness of Coverage – Some extended auto warranty coverage is limited to mechanical breakdown. While this is a great option for people who don’t drive much, it’s a potentially expensive policy for people who drive often. If your company is excluding general wear and tear repairs, you’re setting yourself up for having to pay the type of expenses you wanted to avoid.

Shop Online For The Best Coverage – Online buying isn’t just limited to ebay and Amazon. Plenty of companies will allow you to pick out the best policy for your car from the comfort of your living room. The best part of this is that you’re going to end up paying much less for the warranty than you would if you bought it at the dealership. Any time you work with a middleman, you’re increasing the amount you’re going to have to pay.

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