Dirt Cheap Auto Insurance – Time Tested Recommendations

August 14, 2017 · Posted in General Articles on Car Insurance 

Everyone can get high quality auto insurance coverage without paying top price. All you have to do to achieve this goal are pieces of information (that you’d have to put to use, though). Let’s get into the steps you need to get more affordable rates.

1. You’re surely spending too much if you’ve got collision and comprehensive coverage types for an old car that’s not a classic. The logic for this is that insurance companies base your compensation on what is called the Kelly Blue Book value of your vehicle at any given point in time. So, you’ll paid nothing if that book shows that your vehicle is worth nothing as at when you make a claim.

So, stop wasting your money. Once a car gets old, cut out collision and comprehensive coverage on it. If you do this you will pay a lot less.

2. You will attract a more affordable rate if you select high deductibles. The best strategy is to opt for the highest deductible that you can provide with relative ease.

3. Drive as little as as you can as it will lower your mileage and get you a low mileage discount. This is particularly true for those of us who reside in cities with advanced mass transit systems.

Joining a carpool is also another smart way of reducing your mileage.

4. You can get lower quotes on auto insurance now by visiting a minimum of five insurance quotes sites. Each site will require about 5 minutes or less to request quotes. (Some folks fill in details that is not quite correct about themselves. That is NOT wise as the quotes you’ll get this way will NOT be of any use to you).

You’ll simply pick what represents the best auto insurance quote for you from the list of quotes returned. That’s all there is to it. However, you could easily save hundreds of dollars.

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