Discounts in Auto Insurance in Nevada

January 2, 2017 · Posted in General Articles on Car Insurance 
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Discounts are offered because the auto insurance company sees you as a “better risk”. You should be aware of the discounts offered by auto insurance companies before buying auto insurance. These are some discounts you can search for:

Multiple Vehicles discount. Most auto insurance companies offers discount to consumers that have more than one vehicle insured by their company.

Drivers Education Courses. This discount is targeted particularly at younger and older drivers.

In Nevada auto insurance, all insurers must provide a reduction in premium for a three-year period for people aged 55 and above if they successfully complete a driving course signed by the Department of Motor Vehicles.

One of the driving courses offered is 55-Alive, which is sponsored by the American Association of Retired Persons.

Good Student. Insurers have discovered that students who earn a B average or better have the tendency to be more responsible drivers. Many companies therefore offer a good student discount for that reason.

Safety Devices. Automobile safety devices can help to prevent accidents and thereby lower insurers’ costs. These equipments includes air bags, automatic seat belts and anti-lock brakes.

Anti-Theft Devices. Devices or systems that prevent theft or vandalism also lower claims costs. Many companies offer discounts for anti-theft devices.

Low Mileage. The fewer miles you drive, the lesser your chance of getting into an accident. This fact is recognized and insurers generally offer discounts for low mileage drivers.

Good Driver/Renewal. Some auto insurance companies also offer discounts to drivers who keep a good driving record.

Auto insurance discounts are not only ways for companies to attract customers, but also a means for auto insurance companies to compete and retain business. So when you shop for auto insurance, do not just ask if a discount exists, but also ask how much you save.

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