Do you purchase the new car or car insurance first?

September 30, 2017 · Posted in FAQ 
car insurance
Sunkister28 asked:  

I want to buy myself a new car. I have never done this before. My parents have always taken care of things and now I want to do this on my own. I want to put down a $15,000 down payment/cash and I have no credit. Will this be possible?

Do I look for insurance first? Or do I buy the car first?

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8 Responses to “Do you purchase the new car or car insurance first?”

  1. ImprezaSTill Stock 1234604 on December 7th, 2009 5:48 am

    THE CAR! then you insure it before you drive it home. You call your insurance agent at the dealership and they say ur covered and fax them the papers and your completely legal to drive home. If u get pulled over speeding you have the proof of insurance.

  2. Jimbo on December 10th, 2009 3:46 pm

    Insurance first always.

  3. pup1 on December 12th, 2009 1:27 am

    Do you have insurance already? If so your current insurance is good for 14 to 30 days depending on the company by this I mean your coverage will cover you on your new vehicle without notifying the insurance company but you should notify them as soon as possible if you do not have any insurance it is likely the car dealership will sell you the car anyway but if you get into a accident your 15000 you put down just went to waste so make sure you have some coverage. hope this helps and dint wait until the last day of your grace period where your insurance after the fourth day will go down.

  4. zombie12305 on December 14th, 2009 5:18 pm

    actually you purchase the car first and then contact an insurance company to get insured before you drive it home

  5. **Hiz Wifey** on December 15th, 2009 2:49 pm

    u usually get the car first.. because insurance changes a lot depending on the type of car it is insuring. such as sport cars (anything 2 door is considered a sports car). i would find the exact car that u want and are going to get and then call around to get price quotes. u cant get insurance until u get the car. 1st u go to the car dealership and get the car u want, do all the paper work and sign everything. then u get the registration for the car and take it to the insurance place of ur choice.. then they can make up an insurance plan for ur car. if its a used car then the insurance company is going to wanna take a look at the car. they wanna know what kind of condition its in before they insure it. u wont be able to drive the car off the lot until u get insurance for it. … good luck! hope this helps

  6. Gerald on December 16th, 2009 3:03 am

    Lots people pay cash for their new cars…and have no installment contract

    Since you know which car is the one to purchase — call the insurance company and see how much the insurance will cost.

    Before you drive your new car off the lot call your agent and have them add the new car…

  7. Gary on December 16th, 2009 3:25 pm

    It would be a good idea to know what type of car you want. Then call an insurance company and see how much the insurance is going to cost. For example: Several years ago when I was in my mid 40s I was looking at a Ford Mustang and a Hyundai Tibruon and I call my insurance company. I was strongly encouraged to but the Hyundai. The insurance for the Mustang was out of sight. By the way, I have a clean driving record and no accidents. I ended up buying a GMC Sonoma Pick-Up Truck.

  8. Steve R on December 17th, 2009 9:36 am

    Look for insurance for the car. You’ll have to know the make model and year to give to insurance co. Once you get a quote then you can make the car decision.

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