Does your medical insurance cover what your car insurance does not if you were in a car accident?

April 15, 2017 · Posted in FAQ 
car insurance
cheesy asked:

I was in a car accident and this guy without a license totaled my car. I had to go to the emergency room for medical care. My insurance will cover up to $5000 of the bill. Well the bill is about $8000. If they bill my medical insurance is there a possibility they will cober the rest?

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Comments

4 Responses to “Does your medical insurance cover what your car insurance does not if you were in a car accident?”

  1. src50 on April 17th, 2009 5:39 pm

    Your auto insurance does not cover your medical costs.

  2. Katie on April 19th, 2009 7:37 pm

    yep absolutely–it’ll just be like you have 2 insurance companies…your auto will be your primary insurance, and your medical will be your secondary. So just submit a statement from your auto insurance, a copy of the original bills, and a claim form for your medical insurance. :)

  3. debijs on April 22nd, 2009 9:45 pm

    ~~Yes, your medical insurance will cover. Just let them know what is happening, and they will handle it.~~

  4. WORRIED on April 25th, 2009 6:57 pm

    Yes your regular insurance will cover the rest BUT most likely not in full. You are most likely going to have a balance of some sort. But rest easy because doctor’s offices usually will set you up on a payment plan for any balance owed and hospitals most likely do the same.

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