Get The Best Deal On Your Car Insurance – 5 Mistakes To Avoid

October 27, 2016 · Posted in General Articles on Car Insurance 

You will invariably have plenty of advice from everyone when you are about to renew your auto insurance. That is natural of course as everyone is trying to assist. Nonetheless, the people advising will not always possess all the information you need and it is important to know what mistakes or errors to avoid.

So it would be advisable to have a look at this article as it has important tips to help you avoid expensive auto insurance policies. It will help not necessarily by letting you know what to do but by what mistakes to avoid. It looks into five possible mistakes to avoid when purchasing or renewing your auto insurance.

You can find the list of items below:

1. Do not rely on just one quote for your auto insurance. This is not a good idea for several reasons. The main one though is that it is essential to have a comparison between different companies to see if the policy is value for money or not. It would be better to find as many quotes as possible.

2. Do not pay extra for a low deductible or insurance excess. This is down to the majority of people not claiming on their insurance policy. The main reason for auto insurance is for legal requirements and a safety net in case the worst happens and you are unlucky enough to be involved in an accident but the majority of people do not make claims. So it is financially sensible to lower the price of the insurance by opting for a higher deductible or excess. So try to go with as high an deductible or excess that you think you can afford if you were to have an accident.

3. Do not make the error of failing to read and understand the policies properly. Clearly you could end up with unsuitable insurance or options if you fail to check it properly. Ensure instead that all the quotes you obtain are from the same set of information given to each insurance company and then spend time to carefully compare them.

4. Avoid if you can using several companies for all your insurances. This is because insurance companies often will have discounts for having more than one policy with them so it will save you money. So find companies that will give you special deals if you have multiple policies with them, such as including house and auto insurance.

5. You should not use an insurance company without checking their record of paying out in the event of claims. It will be a mistake if you fail to do this even if it appears like a lot of trouble. You will not want to find out an insurance company is poor at meeting claims when you have just had an accident and need their help.

Follow the advice here, and be sure you do not make these mistakes, it will help to avoid you being charged too much for your auto insurance or ending up with a policy that is not suitable.

 

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