Getting Really Cheap Auto Insurance

May 4, 2017 · Posted in General Articles on Car Insurance 

One way to save money these days is to find really cheap auto insurance. We all need to save money, and few people realize there are plenty of ways to save on their car premiums.

Auto insurance companies may offer low premiums for various reasons. One of the most common ideas to save money is raise their deductibles. Your deductible is the amount you’ll have to pay in case of damages. If your deductible is $1000, that means you’ll pay the first $1000 on repairs before the insurance company kicks in.

With a higher deductible, you will have lower deductibles. Also, having an anti-theft device like an alarm, even a passive one, will definitely help reduce your premiums.

If you are insuring more than one car for your family, you might be able to negotiate a multiple car discount. And if you’re using one of the vehicles as the “primary”, you might be able to get away with lowering the coverage on the secondary automobile.

Many companies offer discounts to members of certain professions and organizations. Members of law enforcement are usually eligible for this discount, as are certain medical professionals. You may also be eligible to receive a discount because you belong to a sorority or fraternity, credit card, social organization, or even because you carry a specific credit card! Your insurance agent can explain the discounts offered by your particular firm.

You may also be able to receive a discounted rate if you attend a defensive driving course. Teenage drivers can receive sizable discounts by participating in driver education classes; if they maintain an excellent academic record, they will likely also qualify for a good student discount.

Really auto insurance is not an impossibility. Follow through with these tips look into all of the many resources available to you on the internet. This will give you a great start towards lowering your premiums and putting extra money in your pocket!

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