How do I rent a car if I’m under 21 and don’t have full coverage insurance?

January 8, 2017 · Posted in FAQ 
car insurance
PAL P asked:

I am planning a trip and need to rent a car at my destination. I have several car companies that are willing to rent a car to me, though I’m 19, but they require full coverage car insurance, which makes sense, but the problem is I just have PLPD insurance. Is there a way I can temporarily purchase full coverage insurance from my car insurance company or what other options do I have for renting this car? Thanks!

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5 Responses to “How do I rent a car if I’m under 21 and don’t have full coverage insurance?”

  1. foschizle on March 25th, 2009 2:26 am

    it depends on the country/state you’re in…however, usually, car rental companies are MORE than happy to sell you the required insurance – although it is a lot more expensive than if you can get the coverage through your own insurance company…

    so, if you can’t get the coverage through your insurance company (you CAN always get it “temporarily” if it’s just the *cost* that’s preventing you – all you do is ask your insurance company to add on the coverage, and then call them up and request them to remove it once you’re home from your trip), the car rental company should be able to help you out – as well as themselves ($$$), lol.

    good luck.

  2. mochaliciouslydone on March 26th, 2009 11:22 am

    you can purchase the insurance from the rental company it’s cheaper

  3. entidtil on March 27th, 2009 9:13 am

    In the USA most companies require you to be 25. There are a couple who will waive that age requirement. I believe enterprise is one. As for the insurance, you can simply buy the rental cars insurance offering

  4. Daisye Y on March 27th, 2009 9:09 pm

    PAL P, For car insurance the quickest way to get a low quote is do a auto policy comparison. If you choose the same coverage levels, you can get an quick quote to compare against others. Use the same city/state, auto make/model, mileage and driving history to make sure you get accurate comparison. To get fast auto quotes, go to and you can compare all the major auto insurance companies.

  5. Bob R on March 31st, 2009 2:54 am

    I would say for now call your insurance company and ask if they offer something like this.

    I’ve found some helpful info here too:

    Have a nice day.

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