How do I stop getting stressed dealing with car insurance after wreck?

April 26, 2017 · Posted in FAQ 
car insurance
Lizzy asked:

I am having to phone AllState again and again after I was in a car wreck, as they said they would pay for the car damage but they keep trying to avoid paying. I am getting so stressed by the phone calls – and I was injured so the whole thing is a real pain in the neck (feeble attempt at joke…). How can I reduce the stress (don’t say massage or yoga please!!!!!). Should I get an attorney? Or is there some way to be firm but polite on the phone while I ask for what is rightfully due (from what I have heard about car insurance after a wreck). Any clues how to deal with the evil insurance adjuster on the end of the phone? This is really upsetting me, and it was bad enough being in the wreck.

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4 Responses to “How do I stop getting stressed dealing with car insurance after wreck?”

  1. isitdejavu4u2 on April 22nd, 2009 8:40 am

    I think some insurance companies make this their company policy. Not all are like this. I’m not really sure what you can do but keep climbing up the ladder in the company by writing letters. sorry I can’t offer much, I wish you luck and hope your injury is better.

  2. allen f on April 24th, 2009 6:56 pm

    that is how insurance companies get people to sign off for peanuts, especially the one you have. I have been to court with them a few times. To them it’s just business, to me they’re just scum. So please, please, please get a lawyer immediately. You can’t do this by yourself. There are plenty of lawyers that will take cases on a contingency basis.

  3. la428282 on April 26th, 2009 7:39 pm

    Insurance adjusters are “scum”- ha- thats a generalization if ive ever seen one. I do everything I can daily to keep my customers the happiest they can be in the unfortunate event that is a car accident. Im not saying there arent rude adjuster but- have you listened to why they are dragging this out?

    There are several issues that are out of adjusters control that could be dragging this out- for example- is there a coverage issue? (Alot of the time the other parties insurance may have been cancelled prior to the accident or an unlisted driver may have been driving which can slow things down.)

    I suggest you calmly and maturely call the adjuster.. nice ask what the hold up is and if its legitimate understand that you will just have to be patient (worse come to worse- go through your own collision if your not happy w/ the other carrier)

    As far as a lawyer.. they slow the process down IF ANYTHING. Sure- go run and get a lawyer if you want to give away 1/3 of your money. But a laywer DOES NOT scare an insurance company whatsoever and will extend this thing for months longer.

  4. james m on April 27th, 2009 6:42 am

    retain a lawyer

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