How Does Insurance Work?

August 1, 2017 · Posted in General Articles on Car Insurance 

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25 Responses to “How Does Insurance Work?”

  1. bearsagainstevil on August 29th, 2009 11:40 pm

    yup clearly this video leaves out people with pre-existing conditions and the fact the insurance company is trying to make a huge profit .
    Im british and for some things trying to make a profits fine but not for a healthcare system

  2. InFromTheVoid on August 29th, 2009 11:40 pm

    ANd don’t the insurance companies sometimes drop people once they get sick?

  3. InFromTheVoid on August 29th, 2009 11:40 pm

    so insurance in voluntary socialism??
    By that I mean…From one’s one’s ability (to pay) to another man’s needs.

  4. smegmataa on August 29th, 2009 11:40 pm

    Capilist healthcare has inherent problems. The population is split into insured and uninsured groups, or into selectively groups (as with private insurance with pre-insurance selection either by the insurance company or the insured) the concept of population solidarity breaks down. Insurance systems must then typically deal with two inherent challenges: adverse selection and ex-post moral hazard.

  5. smegmataa on August 29th, 2009 11:40 pm

    Private healthcare is a problem. The population absorbs the cost of risks to an individual by spreading the impact of incurred costs amongst the insured population.However, if the population is split into insured and uninsured groups, or into selectively groups (as with private insurance with pre-insurance selection either by the insurance company or the insured) the concept of population solidarity breaks down. They deal with inherent problems:adverse selection and ex-post moral hazard.

  6. nolaeast on August 29th, 2009 11:40 pm

    I Like it!!!!

  7. nolaeast on August 29th, 2009 11:40 pm

    I Like It!!!!!

  8. XFuncCaRteR on August 29th, 2009 11:40 pm

    This looks like a piece of viral marketing for the US health insurance industry.

  9. XFuncCaRteR on August 29th, 2009 11:40 pm

    This is viral marketing put out by the health insurance companies.

  10. green0horse on August 29th, 2009 11:40 pm

    its called taxes, you pay taxes to have fires put out, and to dial 911. without taxes there is no money to pay these people… its not free

  11. etocadet on August 29th, 2009 11:40 pm

    profit free and america are two words never to be seen together the american dream is purely to be rich. profit free they say is “socialist bullshit” … but hang on what is wrong with socialist we say socialist\communist is russian ,russian=enemy therefore commi\socialist=enemy. not the case. i mean take fire service and police…. should i pay to have a fire put out in my house should i pay to have a man arrested for burgalry u dial 911 for police, ambulance or fire they should all be free

  12. dlucas90 on August 29th, 2009 11:40 pm

    Combined consumer purchasing power is the problem, not the solution. If the medical industry were to charge the individual patient, they would not be able to get away with charging so much. Insurance is an unnecessary step in a medical payment. Anything paid for by insurance has astronomical prices, not the other way around. Don’t believe me? Who insures the insurance companies then?

  13. asmetuyasiempre on August 29th, 2009 11:40 pm

    staysamrt u r a wimp

  14. asmetuyasiempre on August 29th, 2009 11:40 pm

    i give u a solution for this mess,to obama and all of u,this is so simply that a 5 grader can solve it and play nintendo at the same time,
    get $100 a month for each worker this turn on a $240,000,000,000 a year if the hospitals dont want to take care of tthe people, with that money u could build hospitals and clinics and put doctors to work and will cover all.now to fix all of the other problems such as education,job,housing and end with the welfare system rise the minimum salary to a $25h

  15. KayMargret on August 29th, 2009 11:40 pm

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  16. Aiden057 on August 29th, 2009 11:40 pm

    What a piece of phony propaganda. This is far, far, far, from the whole truth. The one thing left out here is of course that fact that a single payer system with Everyone in and No one Left is the most logical, cost-effective and best way to make sure that all are covered. the video fails to mention the corrupt practices of the Wall Street Health Care system, which seeks to exclude as many as possible.

  17. sexking83 on August 29th, 2009 11:40 pm

    cool video!!!!

  18. warhater on August 29th, 2009 11:40 pm

    Yay for Single Payer/ Or else get another/ BAD HEALTH CARE plan!
    If ReFlubLieRants yell & whine/ We know they’re committing a crime/
    Against every working woman & man!
    Let that be our guide/ To get on your horse and ride/
    Toward fair national health care/
    Get all our money back/ From all the evil hacks/
    Cuz they hate the unrich here/
    The rest of the earth/ has shown its girth/
    With national health care, no debt/
    Make it back right/ It’s worth the fight/
    Or embrace a long costly death/

  19. esiosan on August 29th, 2009 11:40 pm

    The only thing is Insurance companies jack up the prices to boom profits. The reason they are resisting single payer and not even allowing it to be on the table because there’s no way they can make the same amount on money as the current system. In the meanwhile Health care is 2nd cause of bankrupsy in the U.S. after the “recession” started, losing only to home foreclosures, before that it used to be #1.

  20. esiosan on August 29th, 2009 11:40 pm

    The only thing is Insurance companies jack up the prices to boom profits. The reason they are resisting single payer and not even allowing it to be on the table because there’s no way they can make the same amount on money as the current system. In the meanwhile Health care is 2nd cause of bankrupsy in the U.S. after the “recession” started, losing only to home foreclosures, before that it used to be #1.

  21. thoughtsurfer1 on August 29th, 2009 11:40 pm

    Single payer works the same way, the people collectively supporting the sick. Except, it’s profit-free and mandated for full coverage for all. It answers to the people, not to shareholders.

  22. networkserver on August 29th, 2009 11:40 pm

    some people can be so naive…

  23. networkserver on August 29th, 2009 11:40 pm

    YEA RIGHT Aweiss tell that to my girlfriend

  24. heaty007 on August 29th, 2009 11:40 pm

    aweiss- let me ask you this… why should anyone get denied? huh. We have put a price tag on human life. I have been paying my insurance premium like a good citizen and i needed my wisdom teeth pulled. my deductible is so high that i still have them and i’m forced to live in pain. Isn’t insurance ment to be there because I can’t afford a large med bill all at once? 2. My wife had a baby and my deductible & copay $9000 for 2 nights in hospital. so this system is a mess! Go watch “sicko”

  25. maanavan on August 29th, 2009 11:40 pm

    good video

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