How much less will my car insurance be when I turn 25?

April 17, 2017 · Posted in FAQ 
car insurance
rcaba002 asked:

I know you’re considered in a lower-risk age bracket so your car insurance will be less but how do insurance companies calculate this reduction?
* I have a clean driving record
* I’ve been insured with Geico for a few years

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4 Responses to “How much less will my car insurance be when I turn 25?”

  1. julvrug on April 19th, 2009 6:18 pm

    It will depend on your driving record up to that point. If it is clean there will be a drop, but if you have has tickets between the time you received your license and when you turn 25, there is a good chance there will not be any change in your premium. It also depends on who you have your insurance through and how long you have used the one company.

  2. G L on April 20th, 2009 2:59 am

    To be honest, I didn’t see much of a drop just because I turned 25 and neither did my wife.

    However, I did notice a pretty sizeable drop once I was 25 and I bought a new car. That’s when I noticed the biggest change. There was about only an $8 per month difference between insuring a VW Rabbit and a MazdaSpeed3 (being older than 25 with a clean record), but when I looked at buying a Dodge SRT-4 vs. a Ford Focus when I was 23 (with a clean record) the difference in premiums between the two was almost $50 per month.

  3. One who knows things on April 22nd, 2009 1:55 am

    Okay the rule is when you turn 25 OR when you get married which ever comes first. But average savings can be between 10 and 25% depending on what Geicos break is. You should be able to call your agent and find out… But then again Geico really doesn’t have agents… Good luck

  4. Alfio T on April 24th, 2009 1:53 pm

    The best special info about your Question HERE:
    Good luck!

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