How much would basic car insurance be for me?

February 15, 2017 · Posted in FAQ 
car insurance
macmod18 asked:

I am 16 years of age and a new driver. My parents are gonna get me a civic. Does the brand or year of the car matter for insurance? Will my basic car insurance be high if my civic was new?

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6 Responses to “How much would basic car insurance be for me?”

  1. geclipse on March 29th, 2009 11:18 am

    Go to they give you an exact quote for a specific car. It just asks a couple of questions. Its really easy.

  2. mitch on March 30th, 2009 3:22 pm

    Yes, brand and year have a lot to do with cost of insurance..

    We can not answer the question as every state is different. You would need to contact an insurance Co. Better yet have parents do this and add you under same policy that they have…

  3. oklatom on April 1st, 2009 2:44 pm

    Since you are under 18, you can’t enter a financial agreement which is what insurance is. Therefore your parents will have to add you as a driver on their policy, and once they do they will know how much the increase will be. Yes, generally speaking the newer the car, all else being equal, the higher the policy increase will be.

  4. Samantha Jensen on April 1st, 2009 4:44 pm

    yes it will cost your parents an arm and a leg? What the hell are you doing with a new car anyways when you are 16 years old. Cars are bad investments that only depreciate and go down in value. I am 30 years old and never owned a brand new car because it just doesn’t make sense. I could afford a new car but the value goes down so fast it doesn’t make sense to buy new. Plus the Civics are one of the most stolen cars and the insurance companies will make you pay extra for that. Plus you are a new driver and super young and male that is the worst combination for insurance buying. How are you and your parents going to manage the payments for the car and the super high insurance. Money would be better spent for your college education then to make the car and insurance companies rich. Do you even have a job? Who are you trying to impress with your car? It has a high chance of getting stolen or broken into and also have change of being in an accident because of your age so you will have a high chance of wrecking your new car. I would say you would have to pay at least $300 to maybe even $400 a month for insurance since you are super young and your car is brand new.

  5. Fresh Water on April 3rd, 2009 4:46 pm

    Insurance is very individual because it’s based on your drivers record, sex, age, and a number of other variables such as location, credit rating and type of vehicle being insured.
    If you really need to know then go here and get a quote, it’s free.

  6. Staples are made of metal on April 3rd, 2009 6:40 pm

    You should just use a car insurance comparison site to search, you could try

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