How long does it take for car insurance to start? Do all policies start as soon as you sign up?

February 18, 2018 · Posted in FAQ · 10 Comments 
car insurance
Teddy Y asked:

A friend of mine was in an accident but their insurance doesn’t start til December. Is this possible? Do car insurance companies actually allow a driver to be uninsured for a month before starting their policy?

What’s the difference between dealing with a car insurance company directly or a local agent?

February 14, 2018 · Posted in FAQ · 6 Comments 
car insurance
Jim D asked:

I was with the same insurance company for 10 years using the same local agent. My car insurance rates kept going up every time my policy was renewed. I decided to explore and see what better rates I could get with other car insurance companies. Friends and family gave me names of local agents from insurance companies they used. All the agents quoted me really high. Then, I called a major insurance company’s 800 number (not through an agent) and got the lowest quote. So, why do people use insurance agents? Is there a reason why it’s better to use an agent?

Auto Insurance Advice : How to Get Car Insurance While Visiting US on a Visa

February 12, 2018 · Posted in General Articles on Car Insurance · Comment 

6 ways to save money on your Auto Insurance Quote

February 11, 2018 · Posted in General Articles on Car Insurance · Comment 
auto insurance
It is possible to save good amount of money on your car insurance. May be right now you are paying more money then you have to pay for an auto insurance. Auto insurance quote is different and can vary from company to company. So be sure to shop around and save maximum for your auto insurance.

Here are some suggestions:

Review your policy:

Keep updating your personal information and your car information to your agent. If you are relocating somewhere else or you changing your car then give respective information to your agent. Car insurance rates are depends on information you provide, so keep checking that you are providing true facts to your agent.

Comparison shop:

Your state insurance department provides you latest consumer news so check your consumer information. You can find valuable resources from that news. This news is published on internet and you can access it from your computer. They provide you auto guides and you can compare rates and coverage.

Combined insurance:

If you want to save big then go for the combined insurance policy that means insure your car and house and your other general property from same insurance company. This overall minimizes your cost for both home insurance and auto insurance. Many auto insurance companies provide renewal discounts; take advantage from this renewal discount.

Avoid the insurance gap

If you keep gaps in between your auto insurance coverage then it will cost higher then usual. So avoid lapses and gaps in your auto insurance. Many car insurance company charge higher rates for each lapse in coverage.

Vary Prices:

Car insurance companies calculate their overall business cost and according to that cost they decide premiums. When you want to choose an insurance company, compare their business cost. You can contact to agents or brokers of different company and counsel with them.

Buy online and save

When you apply car insurance online, it cut down the various charges and cost for the middleman. Buying auto insurance online saves lot of your money. You will get lower rates if you order car insurance from Auto Insurance Quote website. Here on this website you can also apply for the general insurance along with auto insurance. It not only save your money but also save your valuable time.

Where do car insurance companies get your driving record in CA?

January 30, 2018 · Posted in FAQ · 5 Comments 
car insurance
True2it asked:

I hit a guys bumper while driving a company car a couple of years ago and I thought he filed a claim but the company took care of it and I never heard about it again. I’m getting car insurance and I pulled my driving record from the DMV and all I have is a seatbelt violation but no accidents. Is there another database somewhere that insurance companies will check or is it just your DMV record? Maybe this all got settled without insurance intervention and I dont’ want to pay higher fees if its not necessary. Am I in the clear?

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