What’s the difference between dealing with a car insurance company directly or a local agent?

February 14, 2018 · Posted in FAQ · 6 Comments 
car insurance
Jim D asked:

I was with the same insurance company for 10 years using the same local agent. My car insurance rates kept going up every time my policy was renewed. I decided to explore and see what better rates I could get with other car insurance companies. Friends and family gave me names of local agents from insurance companies they used. All the agents quoted me really high. Then, I called a major insurance company’s 800 number (not through an agent) and got the lowest quote. So, why do people use insurance agents? Is there a reason why it’s better to use an agent?

Is a car insurance company entitled to the money from a judgment in court?

February 4, 2018 · Posted in FAQ · 9 Comments 
car insurance
J J asked:

The insurance company paid me for the damages to my car and then I sued the person that did the damage. Is the insurance comany entitled to the money I was awarded in court, even though they did not participate in the court proceedings? In fact, I gave the insurance company information on the case and they did nothing to reclaim the money on their own.

Would my car insurance company give me any problems if I get a 2nd car?

February 2, 2018 · Posted in FAQ · 7 Comments 
car insurance
foxtrot asked:

I am the only driver in my household but I plan to get my son a car and register it under my name and put it on my insurance. He has a license and lives at a different address. Would the insurance company get suspicious about anything?

What is the best car insurance company?

February 1, 2018 · Posted in FAQ · 11 Comments 
car insurance
roxie asked:

I am looking for a car insurance company in georgia that will not break my pockets each month. I have a lot of tickets and two claims from an accident that I was in. Does anyone have a recommendation of a car insurance company that is not too expensive for someone in my bad shape?

How do I rent a car if I’m under 21 and don’t have full coverage insurance?

January 27, 2018 · Posted in FAQ · 5 Comments 
car insurance
PAL P asked:

I am planning a trip and need to rent a car at my destination. I have several car companies that are willing to rent a car to me, though I’m 19, but they require full coverage car insurance, which makes sense, but the problem is I just have PLPD insurance. Is there a way I can temporarily purchase full coverage insurance from my car insurance company or what other options do I have for renting this car? Thanks!

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