How To Find Cheap Imported Car Insurance

January 27, 2018 · Posted in General Articles on Car Insurance · Comment 

Purchasing an imported car brings a special thrill to the avid auto enthusiast. Not only can you often find cars that get better gas mileage and lower emission rates, but you also enjoy the prestige of driving a car that’s different from anything else on the road. Unfortunately, those differences can sometimes make it difficult to find cheap imported car insurance.

The reason some insurers balk at insuring imported cars is that there isn’t as much data available regarding safety and the car’s ability to withstand a crash. This makes it harder to determine how much risk the company will assume to insure the vehicle and some insurance companies will decline the prospect altogether. Even though finding a company that offers cheap imported car insurance can be difficult, there are still some things you can do to find the best available insurance rate for your vehicle.

The best places to find ideas for companies offering cheap imported car insurance are car magazines, dealers, and car enthusiasts. These people can direct you to companies that primarily insure imported vehicles, that will most likely have information on your car, and that can therefore make a fair decision on premiums. If you still aren’t satisfied with your results, you can go online to search for imported car insurance.

Even though your options regarding insurance companies will be fewer with an imported car, it’s still important to shop around. Comparison shopping can save you significantly on your policy since each company determines rates differently. If the company you’re dealing with doesn’t have much information on your make and model, provide them with specifications such as the top speed, safety features, and engine capabilities so they can give you the best quote possible.

If the car you purchased doesn’t have many security features, you should consider installing an alarm system or a GPS vehicle tracking device to prevent theft. By decreasing the chances of your car being stolen, you make it more likely that an insurance company will be willing to offer you cheap imported car insurance. Some companies may also be willing to give you a discount if your car has certain features such as seat belts that lock automatically or additional airbags.

Before you purchase your imported car, make sure it meets all United States vehicle regulations. Not all countries have the same standards for safety and emissions, and these factors could make it impossible to find insurance in this country. Finding cheap imported car insurance may take a little more effort than shopping for insurance on a commonly driven vehicle, but you can still find a policy that offers discounts and keeps you safe as you enjoy the distinction of driving an imported car.

Zombie Car Insurance TV Ad, from No Nonsense Car Insurance

January 26, 2018 · Posted in General Articles on Car Insurance · 3 Comments 

Shopping For A New Vehicle? Don’t Forget To Consider Insurance Premiums

January 16, 2018 · Posted in General Articles on Car Insurance · Comment 

For anyone who is in the market for a new car you have probably checked the reliability ratings, gas mileage statistics and crash tests. But have you checked out the insurance coverage rates for your dream car? If not you need to stop for a moment and consider what that new vehicle will run to insure. Before signing the contract it is recommended to contact your car insurer for a premium estimate. Some cars are surprisingly pricey to insure, while others are surprisingly inexpensive. The important thing is to determine the amount the premiums on your new vehicle will be before committing to anything.

If you are currently driving an late model car it’s likely that you don’t have full comprehensive and collision coverage on it. When researching a new vehicle think about, which translates into increased monthly premiums on it’s own. Be sure to factor these higher insurance charges when deciding how much car could suit your budget. Many motorists just glance at the monthly payment for the car and overlook the cost of insurance, common maintenance along with other important expenses. By evaluating car insurance prices on the vehicles you are contemplating you can avoid those uncomfortable surprises and keep your expenses within reason.

One approach is to reduce the selection of vehicles down to three or four using the typical considerations – dependability scores, government crash tests, cost of ownership and the like. After working thru the available choices, make contact with your adviser to determine the cost to insure each vehicle. You may not be able to obtain an actual number without the vehicle’s VIN number, but your adviser should be able to give you a ballpark figure. You can then use those numbers to find out the true cost of ownership for each type of vehicle you are considering. Depending on the way the numbers work out your insurance costs could be enough to rule to one car or another.

Buying a new car is usually exciting, however it is also serious business. For this reason it is so important to consider all of the aspects, such as the monthly payment, car purchase price, the price of routine repairs and lastly the cost of car insurance. By being familiar with every one of the factors that go into the price of that car plus its running cost you will be able to make an intelligent and knowledgeable choice.

By keeping away from mishaps and obeying proper traffic laws, you can lower your premium and have reasonably priced auto insurance. So, get the most inexpensive car insurance and for that all you need to do is a proper investigation on the net as well as in the marketplace.


How do you get cheap car insurance for an 18yo?

January 11, 2018 · Posted in FAQ · 4 Comments 
car insurance
sorcha_j_2000 asked:

I need to find cheap car insurance for an 18yo female who owns outright an $11000.00 car. Any suggestions?
I need Australian comanies only please.

Car Insurance Estimate – Low Cost Car Insurance Tips

January 10, 2018 · Posted in General Articles on Car Insurance · Comment 

Low cost car insurance can easily be found using three key factors. These factors are the price, the policy and the reputation of the company. Low cost insurance is attainable when we make a few clever decisions. Having a lower car insurance estimate is a lifestyle decision we can all have. With a little guidance, you will be on your way to having a lower car insurance estimate.

High accident vehicles equal higher rates and low accident vehicles equal lower rates. If you enjoy driving the sport utility or high performance vehicle, chances are great that your car insurance is much higher than that of a person only drives a four door sedan. Based on the car you currently drive, ask yourself this question. “Do I drive a “luxury vehicle” or a “commuter vehicle?”

Consolidated policy discounts can offer a cheaper insurance quote. When you insure another vehicle, your home, life and health insurance on the same policy, you’ll receive a reduced monthly premium.

Safety classes and senior citizen discounts will be taken into consideration towards getting a low cost car insurance estimate.

Insurance claims submitted will determine lower or higher insurance estimates. Evaluate the value of your car and think about whether it would be wise to get your car fixed, and at the same time, live with an adjusted car insurance premium. The less claims that are filed, the lower your auto insurance will be.

Get low cost car insurance by comparison shopping for cheap car insurance on-line. Based on your insurance history, competing insurance companies will most likely give you a better car insurance estimate.

Figure out how much insurance coverage you think you really need. If you ride around in an older vehicle, you may want to consider dropping collision and comprehensive.

Increase your car insurance deductibles to ensure a lower car insurance estimate.

Low cost car insurance companies will present clients who have an excellent credit score a much lower car insurance estimate. The reason being is there is a greater chance that they will be paid on time. Most insurance companies will also offer cheap car insurance on-line.

Get a car insurance estimate online before you pick your insurance company. Comparison shop and find cheap car insurance on-line. Insurance companies are always looking to provide free insurance quotes to consumers looking to save on their insurance during these difficult economic times.

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