What is considered a car accident (for car insurance purposes)?

October 7, 2017 · Posted in FAQ · 3 Comments 
car insurance
Mike O asked:

When signing up for car insurance, it asks on the application whether the driver has been in a car accident in the past 5 years. What is considered a car accident? Let’s say I hit someone, but both parties decided not to report it. As far as the insurance company is concerned, is that considered a car accident for their purposes or no?

In such a case, what would one answer? Yes or No?

When changing car insurance companies, do you have to have your car certified? PLEASE ANSWER?

October 3, 2017 · Posted in FAQ · 5 Comments 
car insurance
Those We Do Not Speak Of asked:

The car is already insured and has been for several years. I had in certified when I first got the car and it’s first insurance policy with me. I have moved and am in a part of the country my insurance company does not cover and am in need of a new company. Do I have to have my car inspected and certified by a mechanic before hand?

I asked this question in the proper section but no one answered. I know there will be someone here to see it that might know.

Thank you.

Are You Searching For An Insurance Quote?

October 2, 2017 · Posted in General Articles on Car Insurance · Comment 

Insurance is very much important and in some states in the USA it is illegal to drive a vehicle without auto insurance. Getting an insurance quote is certainly one problem that is faced by most people in and outside America. Getting an insurance quote may involve having to drive from one insurance company to another only to get the same answer.

At times it may prove to be expensive as you begin to spend hours talking to insurance brokers over the telephone. Today with the new innovation of internet technology we are rest assured to get the best deal when it comes to getting the insurance quotes. Today you can get Insurance quotes for free on the internet now.

The internet now possesses qualified insurance brokers and all those who make it happen when it comes to getting the best insurance quotes today. All you have to do is fill in your details and what exactly you are looking for and they will get it or you in no time. The best certainly need to be amongst the best, that is why these websites are linked to the best insurance companies is the USA today. The internet now possesses qualified insurance brokers and all those who make it happen when it comes to getting the best insurance quotes today. All you have to do is fill in your details and what exactly you are looking for and they will get it or you in no time. The best certainly need to be amongst the best, that is why these websites are linked to the best insurance companies is the USA today.

At times you may have a busy schedule at work and never get that time to look for insurance quotes even for that new car that you want to purchase. Well, there is no need to be discouraged you can still get the best deal when it comes to your insurance policy today. There are people who are ready to make this happen.

Services offered in the online insurance search : You can get Insurance quotes online within any insurance field whist taking into consideration the cost of insurance policy that you are prepared to pay. The Online insurance quote service also comes handy for al those living in Connecticut and you are rest assured to get the best value for your money when it comes to getting the right assets insurance cover.

The online insurance quotes provider is ready to provide you with insurance quotes in; Health, auto, dental, Pet, Home and Legal insurance. The online insurance quotes online is a free service that gives clients the liberty of having to compare different insurance quotes online and thus getting the best insurance deal or cover.

You get to have quite a number of insurance quotes to compare without having to spend any money at all, it’s all for free.

As a consumer you are basically looking for an affordable insurance policy that gives you the right amount of cover. Certainly you do not want to go for an insurance quote that is going to refund you like 10% of what your insured item is worth. You will be looking for better cover which may be at least 50% of the total cost. Now you can get the insurance quotes for free on the internet at your own convenient time.

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Auto Insurance Plan Immediate

September 23, 2017 · Posted in General Articles on Car Insurance · Comment 

Because of the tireless effort of the governments of all of the countries and the local insurance plan bodies, the auto insurance plans are becoming more and more popular among the most popular masses. Individuals have now started comprehending the need and incredible importance of these auto insurance plans. Because of this increasing comprehending about the auto insurance plans, the owners and the driver of the cars or other vehicles, including motorbikes, trucks etc. are showing huge interest and tendency to get these insurance plans.

However, it is crucial for them to know that there are many companies from where they are able to purchase these auto insurance plans. Many of these companies and institutions are handled by the insurance plan regulatory bodies of various countries. They are all reliable and you’ll expect about same kinds of facilities from them all. The companies and insurance providers develop certain advantageous plans and insurance plans, which are all designed for the advantageous for the buyers.

Here, you should note yet another thing seriously. You can also buy these auto insurance completely from the auto insurance plan immediate companies. These companies offer almost all these insurance plans with greater facilities as they come to you completely from the auto insurance proving companies and not through any agent or company.

Consequently, you will probably have some very advantageous discount rates form these auto insurance plan immediate policies. On the other hand, it should be understood that the inexpensive rates or discounts doesn’t make any reduction in the facilities in their claim returns. It should be fundamentally noted that every auto insurance plan from these immediate companies are meant for allowing better financial possibilities for the buyers.

The lowered premium amounts are guaranteed for every buyer of such insurance plan buyers. They must be very sure about all the advantages that they are eligible to get from these insurance plans. They must compare the advantages before buying any insurance plan from the agencies and that from these direct companies. They are able to easily understand the main difference.

 

Is it normal for Car Insurance Companies to take your car after filing a claim?

September 21, 2017 · Posted in FAQ · 5 Comments 
car insurance
Jeremy asked:

Basically I was in a car wreck, I filed a claim against the other driver’s insurance company, they agreed to pay me the face value of the car instead of repairing my vehicle. Today they called and are talking about wanting to pick up the car and the title for my car in exchange for the payment.. Is this normal? They never mentioned that I would have to give them my car.

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