What car can I get for the lowest car insurance?

February 16, 2018 · Posted in FAQ · 6 Comments 
car insurance
Richard m asked:

I don’t care how old or what car I just want to know which car gets the lowest insurance cost for a 16 year old.

How much is car insurance at the cheapest?

February 13, 2018 · Posted in FAQ · 4 Comments 
car insurance
akaballa24 asked:

I am 17 and I wanted to get a car. I am considering all expenses, so how much would insurance cost per month on average? What about the cheapest one? Why is the cheaper ones worse that the ones like State Farm and Geico?

How much will car insurance cost for me?

December 22, 2017 · Posted in FAQ · 4 Comments 
car insurance
Ramona asked:

I’m getting my driver’s license in the next month or two and need to know how much car insurance will cost. I’m 22 years old and this will be my first time license. Does it depend whether the car is new or used?

Full Coverage Auto Insurance

November 22, 2017 · Posted in General Articles on Car Insurance · Comment 
auto insurance
In case you still do not know what full coverage auto insurance is, here is some information that will surely enlighten you. Having full coverage auto insurance means that you are fully protected against any incident that may happen to you and your car because you have more than just the minimum auto insurance policy required by your state.

But since you are covering everything, this means that your auto insurance will cost more than just the minimum requirements. And because of this, most drivers opt to just avail of the minimum auto insurance requirements than have their vehicles fully covered. For some, this works, but there are others who require full coverage auto insurance.

So, what is the best way to purchase cheap full coverage auto insurance?

There are actually several ways in going about finding full coverage auto insurance policies without having to spend a lot of money. First is to search and compare auto insurance companies’ offers. Exhaust your resources and do not limit your search through readily available ones such as the yellow pages. There are a variety of resources like advertisements on TV and the newspaper, billboards, word-of-mouth and the Internet.

The next thing you could do is to look for an auto insurance carrier that offers discounts for various reasons. Auto insurance companies may give different discounts depending on your good driving history, your age, the kind of vehicle that you drive, and on how many vehicles are under your auto insurance policy.

Other companies sell more than one type of insurance policy, and if you buy two or more insurance policies from them, they would give you more discounts. For example, they would offer you very high discount on full coverage auto insurance if you buy homeowner’s insurance policy from them, as well.

It doesn’t necessarily mean that to have more coverage equates to spending more money.

You only need to find the right auto insurance company offering the right discounts to get you full coverage auto insurance policy.

With all other things being equal, auto insurance rates for teen drivers may cost almost twice as much than that of an adult driver. Purchasing auto insurance policy for teen drivers usually raises a lot of household’s expenses by as much as 50 percent or even more.

The reasons behind this are as follows:

Remember that insuring a safe driver means that auto insurance companies won’t have to shell out much money. Thus, younger drivers are considered less experienced and more reckless compared to the older ones, making the probability of them involving themselves in a vehicular accident fairly high.

Also, according to statistics, there are more car crashes involving teenage drivers than the sum of car crashes involving all other age groups.

Now, what can a teen driver do to cut costs on auto insurance? Here are the things they can do:

Teen drivers can raise their deductibles, try to get good grades in school, be made the primary driver on the family’s oldest or cheapest car, finish a course on defensive driving and use a smaller and cheaper car with a high safety rating.

how much does it cost for motor home insurance for full time user?

November 13, 2017 · Posted in FAQ · Comment 
motor insurance
asked:

We do not currently own a motor home. Just looking to get an idea of what insurance might cost. Any answers would be appreciated. Not sure what we will buy yet.

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