Get Your Motor Insurance Now!

July 2, 2017 · Posted in General Articles on Car Insurance · Comment 
motor insurance
After you get into a traffic accident is a bad time to start thinking about the importance motor insurance. Sure, it’s one of the tasks you don’t really look forward to. But, it is quite a money saving investment to prevent your finances being stung. An ideal motor insurance plan should cater to your wants and needs. So don’t take the first motor insurance plan that’s offered to you. It is best to get an idea from a variety of insurance brokers to see what is currently being offered.

Begin researching a variety of sources to get the best rates and the coverage provided. It is not a hasty decision to make overnight. Your motor insurance policy should cover everything you need and also ensure you’re not paying for unnecessary coverage. Ask for the recommendations of friends and family to see who they trust and who they’re happy with. Most people have had good and bad experiences with motor insurance companies to give you sound suggestions and feedback regarding who to inquire with and who not to.

The price, company and coverage are the key features to look at when determining the right motor insurance policy for you. Remember, cheap motor insurance plans are not always helpful as they can exclude major coverage aspects which are a necessity and compromise on service. Check the prices offered and see what you’re getting in the bargain. Compare the price and coverage to several other insurers to find the differences. Start inquiring with existing insurers such as companies who you’ve purchased a home insurance policy with. Many times they also offer discounts if you sign up for a multi policy deal.

When you ask a company for a motor insurance quote determine their respectability and how established they are in the business. If you are ever in a position to make a claim you should have the assurance that they can provide you with the financial security you require. When approaching an insurer this is not the time to feel shy or stupid. Ask plenty of questions. So find out as much information as possible before settling on a motor insurance company. The most important question you must ask an insurer is what the process is for making a claim. You should know beforehand what the process of filing a claim involves, so you know what to do if the situation arises. Comparing the process of filing a claim with each company also differs so whichever you find manageable and easy, might be a factor in choosing your insurance company.

Look into the variety of motor insurance policies available such as liability insurance, collision insurance, comprehensive insurance and gap insurance. Liability insurance covers third party damages to the vehicle and medical costs if you are at fault in a traffic accident. Collision insurance pays for the damages on your vehicle and in certain cases, covers the expenses to replace your complete vehicle in an accident. Comprehensive insurance involves coverage for vehicles affected by fires, thefts, vandalism or any acts of God. Medical coverage ensures your motor insurance company will take care of the costs for any injuries and health problems due to a car accident. Gap insurance covers the differences between what you owe for any damages on your car and your insurance company. In summation, make sure you spend enough time to select the policy options that you need to suit your circumstances.

By: Ungira Pandit

About the Author:

Castle Cover are expert motor insurance brokers and have provided hundreds of families with the adequate protection of motor insurance they need.

Is it possible to give car insurance benefits to my boyfriend?

May 10, 2017 · Posted in FAQ · 7 Comments 
car insurance
meaniehead16 asked:

Im going out of the country next week, I will not be coming back until the first few days of january. My boyfriend is currently staying at my house and he has no means of transportation. (He is 20 years old, and his car completely broke down–our location is Dallas TX.)

I was wondering if it was possible to “add” him under my father’s car insurance plan, with him being a non-family member.

ANY information is helpful and greately appreciated.

Please, no dumb comments as this is of great importance to us.

How much would you say my car insurance should cost?

May 8, 2017 · Posted in FAQ · 7 Comments 
car insurance
Melissa B asked:

I plan on getting a car through a credit agency place, and I need to get insurance. I’m only 18 (since June 19th) and I have to go on it alone because my mother doesn’t drive, so how much would you say my insurance should cost around? I’m just trying to get a good idea so I know what to expect and not have a heart attack when I go to the insurance agency.

How Much Does Auto Insurance Really Cost?

April 25, 2017 · Posted in General Articles on Car Insurance · Comment 
auto insurance
If a person is to make investments, the most expensive he can make are on houses. And next to houses are cars. The cost and value of these properties are the reasons for which people acquire insurance plans. 

Shopping for the correct auto insurance is usually very time-consuming, especially shopping for the best one for your car and driving needs. This is where online auto insurance quotes come in handy.

But what exactly are online auto insurance quotes?

An auto insurance quote is the estimated amount that a person will need to pay in order to avail of an insurance plan. On the Internet, there are available auto insurance quotes services. Based on information given by the vehicle owner, online car insurance quotes give people an idea of how much they might pay for an insurance premium for a particular car. The service on the Web site does the computations.

Now, how does one obtain the best possible auto insurance rates?

Actually, auto insurance rates can be quite expensive. But usually, much lower rates are given to those cars that are well-equipped with a lot of safety features. Aside from this, if you check out auto insurance services online, you will be asked to give some information such as your driver’s license number, the identification number of your car, other insurance policies that the vehicle already has and the frequency of your car use. This information may also add up to the discounts that you may receive.

The Internet is actually one of the best ways to search for cheap auto insurance or to get some information before purchasing auto insurance policies. Although you may save time through online auto insurance quotes services, you still have to be aware of its advantages and disadvantages. The cheapest auto insurance policies you will find on the Internet are usually designed for motorists with four years or more of driving experience and who have made no claims. So, those who are considered as safe drivers generally receive more discounts.

Since owning a car can prove to be expensive, it is better to avail of a cheap auto insurance policy to cut on the overall expenses no matter how much your budget is. So, before buying a car, you should check its insurance group for you to have some idea on how much it would cost. The lower the auto insurance group, the lower quotes you shall receive.

High performance vehicles usually cost more than ordinary ones. And if you are a driver of four or more years with no claims, you are guaranteed a no claims discount, which in effect gives you cheaper auto insurance quotes.

Now, although there are a lot of different kinds of discounts being offered by companies online, you still should be very careful.

You will encounter many advertisements on cheap auto insurance policies, but a lot of them are really inadequate. On the other hand, you will also find on the Internet auto insurance companies that provide a lot of different benefits, discounts and approval on valid claims. Needless to say, it is highly advisable to gather much information from different auto insurance companies and the policies they offer. Do compare their prices and be very particular with the details of their terms and conditions. And also, mentioning your good driving history is sure to give you cheaper auto insurance.

If my Parents have full coverage car insurance do i need insurance?

March 20, 2017 · Posted in FAQ · 8 Comments 
car insurance
elykmamda asked:

I just got my Licenses and Im using my Parents car They have full coverage.So anyone that drives the car is insured.Do i need to get insurance?I plan on getting my own Car in another year or so.I do plan to get Insurance but for now am i covered?

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