Tokio Marine Restricted Cover Policy

September 19, 2017 · Posted in General, Singapore 

I have several enquiries on Tokio Marine car insurance, especially their Restricted Cover Policy.

Here’s what Tokio Marine offers:

  1. Comprehensive Insurance
    • Approved Workshops Plan
    • Non-Approved Workshops Plan
  2. Restricted Cover Policy, the car insurer provides the following definition:

Whether it is “Comprehensive”, “Third Party Fire & Theft” or “Third Party Only” Cover you desire you can save on your premium by opting for our Restricted cover. Restricted cover is one where we will not be liable to pay anything under the policy if your vehicle is driven by a young (Below 26 years old) and/or inexperienced (with 2 or less years driving experience) driver. Restricted cover is not suitable for you if you fall within the definition of young or inexperienced driver or your vehicle will be driven by a young or inexperienced driver at any time during the insurance period.

The Restricted Cover Policy is a good option if you have more than 2 years of diriving experience.

To get a non-obligation quotation, you can email us at[at] We’ll include another 2 better quotations for your consideration.

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