Van Insurance – What Policies Are Available?

June 30, 2017 · Posted in General Articles on Car Insurance 

It is important, if you are an owner of a van or own multiple vans, which are used for business reasons, to have a van insurance policy. The main reason is because it is the law, however, if you ever experience an accident, theft, or even vandalism, it could have a crippling effect on your finances. So, what are your choices?

Transit Van Insurance – One of the options available is transit van insurance. This is the type of insurance to consider if you need to transport goods and / or equipment from one place to another. You can get some excellent bargains on this type of insurance. Often, you can save as much as 10 to 20 percent if you buy a policy online instead of over the phone or in person. This type of insurance could be the solution to your business’s insurance needs.

Short Term Van Insurance – For businesses that do not continually use their van for work, this insurance option has the potential to drastically save a company on its insurance costs. The owner does not pay for round-the-year use of the van, since it is only put in service for certain jobs. If you are one of the businesses that use their vans only on an as-needed basis, consider short term van insurance. It will still provide the adequate coverage needed, while saving an incredibly amount on your van insurance.

Courier Van Insurance – Courier Van Insurance is for those who actually use their van to deliver goods. This type of insurance will cover the items you carry in your van as well as the vehicle. No one wants to get into an accident, however it does happen and when your product is not covered, you could lose a lot more than you bargained for. Not only could you lose your van and goods you had in the van, but your business reputation is on the line too. Courier van insurance can help give you peace of mind knowing your product and reputation is covered.

Fleet Van Insurance – Do you own an extensive line of vans for your business? If so, fleet van insurance would be a cost effective option for insurance coverage. In fact, purchasing individual policies for each van can quickly break the bank. By purchasing a policy that will cover the entire fleet of vans, a business can spread out their risk, which decreases the cost of insurance. There are numerous insurance companies that provide fleet coverage and are willing to provide huge discounts as long as multiple vans comprise the package.

 

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