What can i do if a car insurance company refunds your money?

February 20, 2017 · Posted in FAQ 
car insurance
trying 2no asked:

What can i do if a car insurance company tells you they will refund your money when you get in a accident, and your car is the one who needs to be fixed?And you were covered by them at the time?

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3 Responses to “What can i do if a car insurance company refunds your money?”

  1. oklatom on March 29th, 2009 6:05 am

    I don’t fully understand what you are asking here. You are leaving out some needed information. Was the accident your fault? What were the circumstances? What coverage did you have? Why are they offering a refund?

    All I can suggest is that you ask them why they are refunding your money, since only they would know the answer to that question.

  2. Kasey C on March 29th, 2009 5:05 pm

    You left out a lot of details and we don’t know where to start.

    Either you are covered by a policy, or you are not. If you are covered by a policy, it would be in writing, unless it was cancelled retroactively due to non-payment.

    If your car is the one that got damaged, only “collission” insurance (i.e. comprehensive) will cover your own damages.

    So include some details.

  3. bostonianinmo on March 30th, 2009 8:58 am

    The insurance company doesn’t have the option to refund your premium when you file a claim. They have to pay for the repairs to your vehicle, or give you the fair market value if it is totaled.

    No insurance company would attempt to clear their obligation by refunding the policy premium; insurance doesn’t work that way.

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