What insurance agency has the cheapest rates for full coverage car insurance?

January 31, 2017 · Posted in FAQ 
car insurance
TINKY TOT asked:

I need some cheap full coverage car insurance if you know a company that has cheap rates let me know please!

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Comments

8 Responses to “What insurance agency has the cheapest rates for full coverage car insurance?”

  1. T S on March 30th, 2009 4:38 am

    progressive.com will compare prices.

    otherwise try a local insurance agency, not one of those national ones..like allstate..

  2. Jackie A on April 2nd, 2009 4:31 pm

    Since rates vary, I would ask Progressive. Visit an agency in person because they have the commercial and reputation of not only giving you their own quote but the quotes of other insurance companies so that you can decide which one to choose.

  3. courtney y on April 5th, 2009 3:25 pm

    My husband and I used to have geico but they sucked lol. We switched to full coverage insurance with USAA insurance, we paid about 80 bucks a month for full coverage on the both of us and we both had a not so great driving record. They have great coverage options.

  4. arklatexrat on April 6th, 2009 9:46 am

    There is no one answer to that question–it depends on the car, the person, their credit & driving record, the zip code where the vehicle will be driven and parked, etc.

    My best suggestion to you would be to contact a reputable independent insurance agent in your area and have them shop several companies for you. They should be able to tailor the coverage to your situation.

    The problem with getting insurance from one company is that your needs and situation may change. What is the cheapest rate for you now may not be if you have a claim or a ticket or add a teenage driver or a gillion other possible scenarios. A good agent will be able to help you reveiw your coverage periodically and move you to another carrier if/when necessary to help you have the best rates.

    Also, keep in mind that your credit and your driving record DO affect rates. The better you drive and pay your bills, the better rate tier you will qualify for!

  5. friend3932 on April 9th, 2009 2:24 am

    Liberty Mutual does as far as I Know. The Agent I deal with is Mike Ritter 973-216-3940

  6. mbrcatz17 on April 10th, 2009 2:28 pm

    There’s no “one size fits all” cheapest. Some are cheapest for young drivers, some are cheapest for DUI drivers, some are cheapest for sports cars.

    There’s no short cut – you’ll have to shop around.

  7. Christine B on April 13th, 2009 5:04 pm

    Progressive doesn’t have a way of accurately quoting prices of other companies, so calling them would be a waste of time. I work for State Farm, and several people I have quoted told me that Progressive told them a different price. They don’t know other companys’ underwriting guidelines so they would have no way of giving you an accurate quote for another company.

    No insurance company is always cheapest, so it’s best to call around. If you are military, USAA has really good rates.
    The better your credit and the better your driving record, the cheaper your rates are going to be. That said, it also depends on the value of your vehicle, where you live, the coverages you choose, the limits and deductibles of those coverages, and numerous other factors.
    I will be biased and say that you should call State Farm for a quote [=
    Try to stick to a standard company that is well known and regulated by the state. A lot of our customers have had problems with smaller insurance companies before they switched to us. Smaller companies are not regulated by the state so they can charge higher premiums and are not held to the same standards that the larger companies must follow.

  8. banana on April 16th, 2009 5:43 pm

    I was able to save money through a free on-line quoting service at
    They had several links. All I did was fill out their quote request and received back a lot better rates then what I was paying.
    I would suggest you try more than one quote before you settle with anyone, the service is free and there’s no obligation so you might as well try it.
    Here’s some others from my bookmarks:

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