What is the penalty for driving without car insurance?

April 7, 2017 · Posted in FAQ 
car insurance
Simpson C asked:

I was late on my car insurance payment for a month b/c i didn’t have enough money to pay. The insurance just cancel my policy. I will the insurance as soon as i have money.

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6 Responses to “What is the penalty for driving without car insurance?”

  1. doane_nut on April 16th, 2009 12:44 pm

    Your insurance company is required to notify the DMV that your insurance has lapsed. Also, if caught you will loose your license. If you run someone over they can sue you and take everything you own.

  2. clare on April 19th, 2009 4:51 pm

    in the uk if you get pulled up by the police an have no insurance they can take you car away and sometimes crush it!

  3. daniel j on April 22nd, 2009 6:32 am

    The laws concerning car insurance vary from state to state and country to country. In general, most states have “financial responsibility” laws that dictate how much car insurance every driver must carry in order to drive on public streets. The absolute minimal coverage required is called liability insurance, which only provides financial restitution for injured third parties and damaged property. The driver’s own losses are usually not covered under this form of car insurance. Failure to obtain minimal car insurance can lead to a substantial fine, court-ordered community service and the loss of driving privileges for up to a year.

  4. Oldgrump on April 22nd, 2009 4:57 pm

    If you’re in the UK it’s 6 points and a fine. Be VERY careful because most police cars have numberplate recognition cameras which are linked to tax and insurance databases. So, chances are, you’ll get caught.

  5. Fellside13 on April 24th, 2009 9:16 am

    6 points
    £200 fine
    Vehicle impounded + £120 + £15 per day to recover (+ cost of insurance before you can recover it)
    Car crushed if not reclaimed in 14 days.

    Not really a good idea to wait is it?

  6. Famzy S on April 26th, 2009 6:48 am

    In the USA it varies by State. Some have a database to track that and may suspend the license. Others have no requirements. Yet some others are in between, you get a ticket for not having insurance if you are caught without it, like when stopped for speeding.

    Also you can find some advice here…

    Best regards.

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