where can i find the cheapest car insurance without a down payment?

March 9, 2017 · Posted in FAQ 
car insurance
Asia B asked:

So here’s the deal:

I need insurance for my 2008 ford focus. I have had an accident within the past year plus an additional moving violation point. I just really need to get the car insured or else my mom is going to take the car away from me because she wont let me drive it unless i get insurance for it. Anyone know about some dirt cheap car insurance? just to get my mom off my ass?

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5 Responses to “where can i find the cheapest car insurance without a down payment?”

  1. David W on April 4th, 2009 2:00 pm

    You could try one of the online companies, like Safe Auto or The General, but you’ll probably have to make some sort of down payment to get it started; that’s part of a contract, and insurance is a contract.

    If you’re under 18, though, you can’t make a contract. If the Focus is financed through a bank or other lender, you’ll also have to carry comp/collision; if you don’t, they’ll add it to cover the loan balance, add the ridiculous premiums to your loan, and not even cover your interest in the car.

    Mom is right.

  2. Gabriel M on April 6th, 2009 10:42 am

    For automobile insurance the quick way to get a low quote is do a rate comparison on car policies. Make certain that you compare similar options with the same limits, auto make, location, etc so that all things are a good comparison.

    What I usually recommend is an online comparison quote at since they have top name insurers and can give many quotes on car insurance polices.

  3. FRANK P on April 9th, 2009 4:58 am

    for the situation like yours,I would like to suggest you have a look here

  4. Fallen Hero on April 11th, 2009 12:03 pm

    they’ll provide a number of free quotes from the nation’s top carriers, hope it helped!

  5. Sofie R -Insurance Agent on April 12th, 2009 7:04 am

    Insurance on a 2008 Ford Focus will be pretty cheap.

    I don’t know of anyone that will do a zero down payment.

    I would say insurance will be under $100 a month. I shop insurance prices for people everyday.

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