Why is car insurance such a burden on drivers?

January 7, 2018 · Posted in FAQ 
car insurance
wtfitsnguyen asked:

Car insurance is the only insurance that people are afraid to use. Its ridiculous. I mean if you are sick you use your medical insurance. If your house gets flooded you use your flood insurance. If your tv breaks down you use your tv insurance.

But when you rear end another car you try your best to give them money to repair the car instead of using the insurance that you pay your hard earned money for? I’m sorry but doesn’t this sound stupid?

Isnt the point of paying for insurance is to use it when needed? Im sure all of use try our best to drive safe but when it comes time to use the insurance we try our best not to. if we have a scratch on our car we pay it out of our own wallet. These deductibles and price increases after using insurance is crazy.

Anyways just my rant about car insurance. What do you guys think of it?

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One Response to “Why is car insurance such a burden on drivers?”

  1. djrsxs on March 25th, 2009 2:51 pm

    You said it in your rant. “These deductibles and price increases after using insurance is crazy” yeah maybe I do have a slight accident or minor fender bender. Which is cheaper, buying a 250$ fender, 100$ for painting, a total of 350$…..OR Paying 250$ deductible, then having them raise my rates so that I pay 400$ more each year, A total of 650$.

    It is stupid, they shouldn’t be allowed to do it, but it happens. Honestly the only reason I have insurance is because I’m required to do so by law. If we didn’t HAVE to….I probably wouldn’t unless it was a brand new car that was very expensive.

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