why is it a requirement to have a car insurance in the UK?

August 1, 2017 · Posted in FAQ 
car insurance
therock asked:

i have just passed my driving test last week. i already have ford fiesta (its so loud). why would i want to insure my car against what. what is car insurance about? what/where is the cheapest company to go and why?

what are the benefits of car insurance?

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3 Responses to “why is it a requirement to have a car insurance in the UK?”

  1. wuttwutt on September 29th, 2009 7:27 am

    Car insurance is required by ALL countries. It’s a measure of protection for other motorists. If you have an accident, and are found at fault, your insurance pays for it. Your insurance (dependent on type), will pay for damages done by natural causes, or damage by hooligans.

    Sorry, I can’t help you with the cheapest companies in the UK.

    The benefits are you don’t have to pay medical bills and damage reparations for an accident that is caused by you.

  2. me j on September 30th, 2009 11:17 pm

    the government is screwing more money out of you what you wanna do is buy scrap yard cars at £40 a go get a weeks worth out of them and torch them on the local playing feild keep doing this until they increase your council tax by 50%
    good luck

  3. wont_cook on October 1st, 2009 12:15 pm

    its the law…never mind the benefits.
    if someone hits you…and its their fault…how do you expect them to pay for your damage, they do it through your car insurance company, so if you don’t have any…. don’t expect your car to be repaired.If you injure someone and have no insurance… they can make a civil claim through the courts, if you injure them enough so they can never work again, you can expect a bill in the hundreds of thousands of pounds.
    Get cover….if your car isn’t worth a lot consider just 3rd party fire and theft.Without insurance you cant get road tax…and the DVLA can now tell if you are using an untaxed vehicle…so its only a matter of time before a fine comes through the post. Have you seen the SPECS cameras on the road, the ones up on the big blue poles, well they do a vehicle check when you drive past one.
    as for cheapest company…no such thing, every ones circumstances are different, it mostly goes on your post code and wether you will be parking on the road at night, drive way or garage.

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