Will my car insurance rate go up if I fix my own car?

October 19, 2017 · Posted in FAQ 
car insurance
emailfordon asked:

I caused an accident; hit them from behind. My full coverage insurance is paying for the person I hit and told me to go get estimates for my car too. I know I will have to pay my deductible for my repairs, but will it affect my insurance rates in the future if I repair my car via my insurance? Or should I just get it fixed with my own money?

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4 Responses to “Will my car insurance rate go up if I fix my own car?”

  1. geo2003e on December 31st, 2009 4:41 pm

    I depends on how severe the damage is (cost)

  2. william v on December 31st, 2009 9:30 pm

    your insurance rate is goner go up even if u do make your own repairs. you’re at fault for hitting that person from behind, unless you were hit from behind and pushed into him. good luck.

  3. Kizzy on January 2nd, 2010 1:24 pm

    Your premium will already be going up due to you being at fault for the accident. Let the insurance company repair your vehicle, that’s what your paying for.

  4. Dan W on January 3rd, 2010 10:17 am

    It depends from your coverage.
    You can easily compare how your quotes will change in internet, for example here:

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